FAQs

What is Loans Way?
Loans Way is a reliable online loan matching service provider. We have great experience in finding suitable loan deal for you that may best suit your needs and budget. We are not a direct lender but we work with almost all reputed lenders who offer exclusive range of ultimate financial solutions with different terms and conditions. We help you to get the right loan deal by the reliable lender that fit your necessity.

How can I apply for small loans?
It is easy to apply for loans with us at Loans Way by just filling up a simple and short application form with basic personal details and submit it. Your personal details are safe and secure with us. Our entire application procedure is 100% online.

Why does a lender want to see my personal information before loan approval?
A lender may ask you to provide some of your basic personal details like your name, address, contact number, email address and date of birth at the time you apply. Before doing business with you lenders would like to verify your details, so that they can find suitable loan product for you that suit your needs. Your personal information is always safe with Loans Way and we do not share it with any third parties.

Who all are eligible to apply?
Anyone is having permanent citizenship of Australia can get approved for loans with Loans Way. You also need to hold valid active bank account, have fixed monthly income and also have minimum age of eighteen years or more. After meeting these simple preconditions you can easily avail any loan of your choice, without any obligation.

Can I cancel my loan application?
Yes, you can cancel your loan application with no obligation at all. You need not have to pay any charge for cancelling your loan application form but if it gets processed by the lender then you might have to pay some charge which will be decided by the lender. So it is better to take fast decision.

How much processing fee you charge?
Our application is free from any charges. We offer round the services without any charges and obligations. There are no hidden charges at all! Lenders will however charge a fixed fee in addition to interest rate for lending you money.

How much can I borrow with payday loans?
Payday loans are short term loans which you can consider applying for at times of exigency. By the help of these loans you can raise enough funds ranging from $100 to $1,000. You will have to repay funds in short time duration of 15 to 30 days that generally collides with your next month payday. You can make use of approved funds to tackle any of your short term financial desires efficiently on time.

Do Loans Way perform credit checks?
At Loans Way, we do not perform any credit checks on your loan applications. You can very easily get started with us by just clicking to "Apply Now". We help you to find a right lender that can provide you appropriate financial offer with better terms and conditions. But the lenders will surely perform credit checks on you when they process your loan application.

Still looking for answers? Feel free to contact us any time and we will be happy to assist you!

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

You Borrow - $250 You Pay - $310 Representative APR 1223.6% (Variable)